Home > Membership

Professional Liability/Malpractice Insurance

Enjoy preferred premiums when you purchase liability/malpractice insurance through CSHP. Our liability/malpractice insurance is competitively-priced and compliant with Alberta, British Columbia, Ontario, and Saskatchewan provincial requirements.

This benefit is available to all CSHP members. If you are not a current member of CSHP, we offer special introductory membership rates that may save you money when you combine a CSHP membership with our liability/malpractice insurance plan. New active level members will save 50% of their membership fee in the first year and 25% of their membership fee in the second consecutive year of membership. Refer to the CSHP New Active/Supporting Member Discount Program for details.

• Frequently Asked Questions
• Please see Notes (below) for important updates (i.e., Ontario member discounts).

Professional Liability Insurance
Policy Term July 1, 2009 - June 30, 2010

Commercial General Liability Insurance
Policy Term July 1, 2009 - June 30, 2010

For more information about these programs, please click here.

Notes:

1. Prior acts are covered by the professional liability insurance.
2. Premiums are fully earned. There are no refunds for cancelled policies.
3. The policy term is July 1st to June 30th. Applications received mid-term will be subject to the full premiums scheduled above, except for April 1st to June 30th where a discount of 40% will apply.
4. NEW: Ontario members who apply between now and March 31, 2010 will receive a 25% discount (this would make the premium $150, rather than the full $200). After April 1, 2010, the discount will be 40% ($120 premium, instead of the full $200). These discounted rates are for the current policy year (July 1, 2009 - June 30, 2010).
5. Provincial taxes apply (Ontario 8%, Quebec 9%).
6. Coverage will be bound upon receipt of fully completed, signed and dated application and premium payment. Cheques are made payable to The Insurers Financial Group.

Application Instructions:

1. Complete, sign and date the application form. You must login as a member to access this form
2. Mail the completed application with payment (cheque only, please) to:
        The Insurers Financial Group
        Attn: Dianne Leibold
        30 Leek Crescent, Suite 201
        Richmond Hill, Ontario
        L4B 4N4
   
3. Master Policy will be issued to CSHP. Individual certificates will be issued to applicants.
4. For further information, please contact Dianne Leibold at:
    

   	Tel:	905-707-5141 Ext. 1202
   	Fax:	905-707-9963
   	Toll free:	1-800-563-7283
   	Email:	dianne.leibold@ifgcanada.com
   	Web:	www.ifgcanada.com

Frequently Asked Questions

1. How long does it take to process the insurance application?
   
   If you fit the program and your payment is received, coverage is immediate and effective the date the application was signed and dated. Please send payment by cheque, payable to The Insurers Financial Group.

2. When will I receive confirmation of coverage?
   
   Your certificate will follow by email once your application has been processed.
   
   
3. Who is the Insurer’s Financial Group?
   
   A multi-line insurance brokerage based in Richmond Hill, Ontario. Their specializations include professional liability for healthcare and other professional disciplines.
   
   
4. Who is the insurer?
   
   Underwritten by Lloyds of London through Totten Group Insurance.