Liability Insurance

Benefit from comprehensive coverage, highly competitive rates, exceptional service, and ongoing value

 

Tailored Insurance Solutions for CSHP Members

Members have access to comprehensive insurance coverage that meets your unique practice risk needs, including:

  • Professional Liability Insurance (PLI)
  • Commercial General Liability (CGL)
  • Business Professional Liability
  • Business Package Insurance
  • Cyber Security & Privacy Liability
  • Employment Practices Liability
  • Legal Services Package
  • Personal Legal Solutions
  • Business Legal Solutions
  • 24 Hour Accident Coverage

Learn more about the Professional Liability coverage available to CSHP members here. Please visit www.cshp.bmsgroup.com or contact BMS for more information or to purchase coverage. If you need to obtain a copy of your insurance certificate and/or policy wordings, please contact BMS. 

BMS Canada Risk Services Ltd.
825 Exhibition Way, Suite 209
Ottawa, Ontario K1S 5J3
Toll Free: 1 (844) 200-7033
Fax: (613) 701-4234
Email: cshp.insurance@bmsgroup.com
Web: www.cshp.insurance@bmsgroup.com 

For more information about your Insurance Broker, BMS, and Insurance Regulatory Principles of Conduct, please click here.  


Bénéficiez d’une protection complète, de tarifs très compétitifs, d’un service exceptionnel et d’une valeur durable

 

Des solutions d'assurance sur mesure pour les membres de la SCPH

Members have access to comprehensive insurance coverage tha

Les membres ont accès à une assurance complète qui répond à leurs besoins en matière de risques propres à leur profession, notamment:
  • Assurance responsabilité civile professionnelle
  • Assurance responsabilité civile générale
  • Assurance responsabilité professionnelle des entreprises
  • Le forfait d’entreprises
  • Cybersécurité et atteinte à la vie privée
  • Assurance responsabilité liée aux pratiques d’emploi
  • Le forfait de service juridiques
  • Les solutions juridiques personnelles
  • Les solutions juridiques pour les entreprises
  • Couverture accident 24 heures sur 24

Pour en savoir plus sur l’assurance responsabilité professionnelle offerte aux membres de la SCPH, cliquez ici. Veuillez vous rendre à l’adresse www.cshp.bmsgroup.com ou communiquer avec BMS pour obtenir plus d’informations ou pour souscrire une assurance. Si vous avez besoin d’obtenir une copie de votre certificat d’assurance ou du texte de votre police, veuillez communiquer avec BMS.

BMS Canada Services de Risque Ltée
Sans frais: 1 (844) 200-7033
Télécopie: (613) 701-4234
Courriel: cshp.insurance@bmsgroup.com
Site web: www.cshp.insurance@bmsgroup.com 
Pour de plus amples informations sur votre courtier d’assurance, BMS, et les principes de conduite de la réglementation en assurance, veuillez cliquer ici.


Coverage options


Individual Professional Liability Insurance (PLI) – Claims Made

Professional Liability insurance (PLI) protects you against liability or allegations of liability for injury or damages that have resulted from a negligent act, error, omission, or malpractice that has arisen out of your professional capacity as a pharmacist, pharmacy technician, pharmacy student, or resident or if a complaint is made against you to your College. PLI protects pharmacists, pharmacy technicians, pharmacy students, and residents by ensuring that your legal defence is coordinated and paid for if a claim is made against you. Your PLI also covers the cost of patient compensation or damages.

Commercial General Liability (CGL) – Occurrence Form

CGL provides coverage to protect against claims arising from injury or property damage that you or your business may cause to another person as a result of your operations and/or premises. This insurance is recommended for pharmacists who contract out their services or bill under their business name and for pharmacists who own or operate a business.

Apply for Coverage


Pro-rated savings

The policy term is July 1 to June 30.

Pro-rating applies to Pharmacist and Pharmacy Technician premiums. Pharmacy Student/Intern premiums are exempt from pro-rating. Applications submitted between December 1 and June 30 each term will be subject to pro-rated savings as follows:

  • December 1 – March 31: 25%
  • April 1 – June 30: 50%